Whether you're opening your first offer letter or checking your latest payslip, Onward helps you understand what it means, spot what matters, and make smarter money decisions
Whether you have one document or two, Onward reads it like a friend who works in finance — and tells you what actually matters
Your documents are used exclusively to generate your personalized salary insights. Your personal information is never used for any purpose beyond delivering your analysis.
Try Pay DecoderYour full salary breakdown is free for everyone. Spend a credit only when you want the analysis — what to fix, what to ask, and where the money really goes
Start learning about salary and compensation through interactive explainers and real-world scenarios — before an offer ever lands in your inbox
Read an offer letter before you get one
Know exactly what each clause means, before you're staring at one under pressureWhat makes one offer better than another
Compare more than the number on top — see what's really being offeredHow does your CTC become your in-hand salary
Follow the exact path from the headline number to what actually lands in your accountUnderstanding taxes, deductions and benefits
See where every deduction comes from and what you're actually paying forCommon salary terms explained in plain English
No more Googling HRA, ESOPs or gratuity in the middle of a negotiationBuilt for first-time job seekers and working professionals who want the fundamentals, not the fine print
Explore LearningWe surface the specific questions worth raising — vesting schedules, bonus conditions, notice periods — before you commit to anything
Not every number on the page is fixed. We point out the components that typically have room to move
From tax regime to PF contributions, we break down exactly what's shrinking the number between your CTC and your bank account
Clauses, caps and fine print are easy to skim past. We flag the parts of your document most people miss
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Decode your offer letter or payslip in seconds